Terms of Services

Effective Date: May 17, 2025
 
Welcome to Mollinea Insurance. By accessing or using our website mollineainsurance.com and related services, you agree to be bound by the following Terms of Service. Please read these terms carefully before using our services. If you do not agree to these terms, please do not use our website or services.
 
1. Scope of Services
Mollinea Insurance provides a wide range of insurance products, including home, auto, life, health, dental, business, and travel insurance, as well as tax and notary public services. These services are provided to clients in the United States and are subject to state and federal regulations.
 
2. Eligibility
To use our services, you must be at least 18 years old and have the legal capacity to enter into a binding contract. By using our services, you confirm that you meet these requirements.
 
3. Use of Website
You agree to use our website and services for lawful purposes only. You may not use our platform to engage in fraudulent, unlawful, or harmful activities. Unauthorized use of our systems or website is prohibited and may result in termination of your access.
 
4. Insurance Quotes and Coverage
All insurance quotes provided on our website or through our agents are estimates based on the information you provide. Final rates and coverage may vary depending on underwriting criteria and other factors.
 
5. Payment and Billing
Payment terms and billing cycles for your insurance policies will be provided to you upon purchase. Failure to make timely payments may result in policy cancellation or lapse in coverage.
 
6. Cancellation and Refund Policy
Policies can be canceled as per the terms specified in your insurance contract. Please contact our office for assistance with cancellations or policy changes.
 
7. Limitation of Liability
Mollinea Insurance is not responsible for any damages, losses, or liabilities arising from the use or inability to use our services, except as required by law.
 
8. Changes to Terms
We may update these Terms of Service periodically. Continued use of our website or services constitutes your acceptance of the updated terms.
 
9. Contact Us
For questions about these Terms of Service, please contact us at: Mollinea Insurance 5928 West 20th Avenue, Hialeah, Florida 33016, United States Phone: (305) 846-9696